Lincoln Law School wants to help every student to succeed, and strives to make it possible for everyone with the dream, drive and determination to attend. While Lincoln does not provide direct financial aid or loans, we have included below information about potential sources of loans and grants.
It is the responsibility of each Lincoln student to arrange and secure whatever financial assistance is required to complete your legal education before the registration period ends. In order to avoid a Late Registration Fee, all registration documents and fees must be received by the Registrar’s Office on or before the date indicated as the last day to register for each semester. This means, a student must submit
- a completed and signed Registration Form,
- a signed Enrollment Agreement,
- payment of all tuition and fees, and
- any other document, fee, and cost affecting or related to enrollment, tuition or fees.
Also, please note the following:
- Registration forms will be sent out via e-mail – make sure your e-mail address is current
- Registration materials must be returned to the school with all fees by U.S. Mail
- Postmarked no later than the deadline on the forms
Grants and Scholarships
The school posts scholarships that become available and are sent to us, but is not affiliated with and does not sponsor any of the grantors. These are offered as a courtesy to our students . View current Scholarships & Awards offers.
The Law School has no connection with any lenders, and does not participate directly in any federal or state insured student loan programs. However, many law students receive financial assistance by way of private student loans.
Since you’ll be paying off your student loans for many years after you graduate, set yourself up for financial success by:
- Spending only what you need and spending it wisely;
- Borrowing only what you need; and
- Taking multiple disbursements in lieu of one (when you can)
Private student loans are not one-size-fits-all financial solutions. Because these loans are more flexible than other loans and tend to have higher limits, you should try to find one that works for you. Good places to look for law study loans in alphabetical order:
- A loan from your banker
- Sallie Mae- apply on line here
Credit: Good credit helps when you borrow money. Your credit score will impact not only who will offer to lend you money, but also how much a lender will loan you and the interest rate you will be charged.
Certification: Currently Lincoln will certify students for $18,000 per school year for tuition, fees, and books.
Undergraduate loan deferment: Because the Department of Education does not grant DOE numbers to Cal-accredited schools we are unable to offer federal loans. For the same reason, not all undergraduate lenders honor deferment requests, although some do.
How to evaluate loans:
- How will interest be calculated? It is important to understand how each lender calculates interest, so you can compare different lenders’ rates and fees.
- What interest rates are offered to individuals with my credit rating? Are interest rates fixed for the life of the loan, or will they change as interest rates in general go up and down?
- How much interest will I pay over the life of the loan?
- Will a cosigner help drive my rates down?
- What are the limits on the loan? Can I take out more than my Cost of Attendance (an estimate of how much one year at the school will cost including tuition, room and board, living expenses, books and supplies, and transportation)? Will other aid sources I receive be subtracted from the loan amount I am eligible for?
- What are the loan terms? How long will I have to repay the loan?
- Can I defer the loan while I am in school? If so, what are the terms of deferment?
- What type of fees will I be responsible for?
- What will my monthly payments be? For how long?
- Do you offer a graduated payment system where I can pay more on my loan as I begin to earn more?
After you have exhausted these options and you still have a problem obtaining funding, contact the staff immediately. Do not wait until after the registration period ends, or you will incur additional administrative fees.
Lincoln Law School of San Jose proudly supports our veterans. We are certified by the Department of Veterans Affairs for educational benefits, including the Post-9/11 Veterans Educational Assistance Act of 2008. Qualifying veterans may find that most of their tuition and fees can be paid for by this program. More information about this program and other available scholarships can be found at www.gibill.va.gov